This type of package insurance is becoming more common for all e-commerce businesses to help with overwhelming package theft issues that happen at the point of delivery. Route can be removed from the cart, or there is a toggle that can be clicked off to remove it on the shipping page just before checkout.
Route is the fastest way to receive compensation for lost/stolen/damaged packages. The majority of our packages ship via UPS. Without Route, claims filed with UPS can take 10 business days for resolution and stolen packages are not covered by UPS.
If your delivery location is not secure, Route package protection can be very beneficial. If you do not want to purchase Route package protection, you may consider delivering to a UPS pickup location.
Complete Route policies can be found here